Teaching Real Money Skills That Actually Matter
We started tanulnunwabieva because most budgeting advice is either too complicated or completely disconnected from how people actually live. Our approach focuses on practical money management that fits into your real life, not some perfect financial fantasy.
What Drives Our Teaching Philosophy
Real-World Focus
We teach budgeting using actual expenses and scenarios our students face. No theoretical examples about perfect spending habits.
Honest About Mistakes
Financial slip-ups happen to everyone. We spend time on recovery strategies rather than pretending perfect budgeting is realistic.
Flexible Systems
Life changes constantly. Our methods adapt to career shifts, family changes, and unexpected situations rather than rigid rules.
Practical Progress
Small, consistent improvements beat dramatic overhauls. We focus on sustainable changes that actually stick long-term.
How We Build Financial Confidence Step by Step
Our structured approach takes you from basic money tracking to confident financial decision-making. Each stage builds on the previous one, but you can progress at your own pace.
Foundation: Understanding Your Money Flow
Before making any budget, we help you see where your money actually goes. Most people are surprised by their spending patterns.
- Track real expenses for 4 weeks
- Identify spending triggers and patterns
- Separate needs from automatic habits
- Calculate your actual monthly baseline
Building: Create Your Working Budget
Using your real data, we'll build a budget that actually works with your lifestyle and income fluctuations.
- Design flexible spending categories
- Plan for irregular expenses
- Set up emergency fund basics
- Create accountability systems
Refining: Handling Real Life Situations
Budgets break when life happens. We teach you how to adapt and recover when things don't go according to plan.
- Manage income changes
- Handle unexpected expenses
- Adjust for seasonal variations
- Maintain progress during difficult periods
Advancing: Long-Term Financial Planning
Once your basic budget is solid, we explore bigger financial goals and more sophisticated money management strategies.
- Plan for major purchases
- Understand basic investing principles
- Evaluate financial products
- Build long-term wealth habits
Why We Think Most Financial Education Gets It Wrong
Traditional financial advice assumes everyone has steady income, no debt, and perfect self-control. That's not reality for most people. We started tanulnunwabieva because we believe financial education should meet people where they actually are, not where textbooks think they should be.
Our programs acknowledge that budgeting is as much about psychology and habits as it is about math. We spend significant time on the emotional side of money management because that's usually where people get stuck.
Every course includes scenarios for different life situations. Single parents, students, people with irregular income, those dealing with debt – we don't pretend one approach works for everyone.
Meet Our Lead Coordinator
Ezekiel Bramsworth
Ezekiel developed our core curriculum after working with over 800 individuals on their personal finances. He noticed that most budgeting failures happened not because people couldn't do the math, but because the systems they were taught didn't account for real-life complexity. His background in behavioral economics informs our practical approach to money management education.
Before joining tanulnunwabieva, Ezekiel spent six years as a financial counselor with a Bristol community organization, which gave him deep insight into the actual challenges people face with money management.
Our Commitment to Real Results
We measure success differently than most financial education programs. Instead of focusing on how much people save immediately, we track whether they're still using our methods six months later. Sustainable change matters more than dramatic short-term improvements that don't last.
Our September 2025 cohort will include follow-up sessions at 3 and 6 months to help participants adjust their systems as their situations change. This ongoing support addresses the reality that budgeting isn't a one-time fix.
We also maintain a graduate community where former students can ask questions and share experiences. Many find the peer support as valuable as the formal instruction because it's reassuring to know others face similar challenges.