Master Your Money Through Simple Budgeting
Real budgeting skills that work in the real world. We teach practical money management without the complex spreadsheets or overwhelming financial jargon that makes most people give up.
Explore Our ProgramsWhy Most Budgeting Methods Don't Stick
After working with hundreds of individuals struggling with personal finance, I've noticed the same pattern. People start with elaborate budgeting systems that demand perfect tracking of every penny spent.
That approach works for about three weeks. Then life happens. An unexpected car repair, a friend's birthday dinner, or simply forgetting to log that morning coffee purchase throws everything off track.
Our method focuses on building sustainable habits that adapt to your actual lifestyle, not the lifestyle you think you should have.
The Three-Foundation System
We've developed a framework based on three core principles that successful budgeters actually use. This isn't theoretical – it's what works when you're juggling work deadlines, family commitments, and trying to maintain some semblance of a social life.
Priority Allocation
Start with what matters most. We help you identify your real financial priorities and allocate money there first, before worrying about categorizing every expense.
Flexible Boundaries
Create spending guidelines that bend without breaking. Life is unpredictable, and your budgeting system should account for that reality.
Regular Check-ins
Monthly reviews that take 15 minutes, not hours. Simple questions that help you adjust course without starting over from scratch.
What Actually Changes When You Budget Differently
Our approach doesn't promise overnight transformations or unrealistic financial milestones. Instead, we focus on building skills that create lasting change in how you relate to money.
The real change isn't in the numbers on your bank statement – though those often improve too. It's in the reduced anxiety around money decisions and the confidence that comes from having a system you can actually maintain.
Certified Financial Education Instructor
Member, Institute for Financial Literacy
Marcus Hendricks
Financial Education Specialist
I started teaching budgeting after watching too many friends struggle with overly complicated financial systems. My background is in behavioral economics, but I've spent the last eight years focused on one question: why do smart people fail at budgeting?
The answer isn't lack of willpower or mathematical ability. It's that most budgeting advice ignores how people actually live their lives. My programs are built around that reality.
Experience & Recognition
- Featured financial educator, BBC Radio Bristol
- Guest lecturer, University of Bristol Business School
- Consultant for three UK financial wellness initiatives
- Author, "The Realistic Budget" methodology
- Over 1,200 individuals coached since 2017
Simple Budgeting Fundamentals
Our flagship program runs twice yearly, with the next cohort beginning September 2025. This isn't a quick fix course – we spend twelve weeks building sustainable money management skills that actually work in real life.
What We Cover
- Understanding your current money patterns and triggers
- Setting up a priority-based allocation system
- Creating flexible spending boundaries that adapt to life changes
- Building emergency preparedness without panic saving
- Managing irregular income and unexpected expenses
- Long-term planning without overwhelming complexity
- Monthly review processes that take minutes, not hours
- Adjusting your system as circumstances change
Program Details
Each session combines practical exercises with group discussion. You'll leave with tools you can implement immediately, plus ongoing access to our graduate support community.
Get Program Information